Financial Literacy

Budget

An area of my budget that probably needs modifying is how much money I spend on myself and how much goes into my savings. I tend to spend more than I want to on myself, going out, or buying things like clothes or random things. 

Savings; Investment; and Emergency Fund

I have a savings plan where about 20% of my income goes into savings, 30% on myself, and 50% on essentials. I think starting and having an emergency fund is important and can be very handy, and something I plan on having. 

Scholarships/Grants

I received HOPE and Zell Miller, and am applying for the B. Franks Coggins Jr. scholarship. To receive this scholarship, I need to maintain at least a 2.5 GPA.